Find out how to quickly and easily obtain a loan offer without any commitment.
Credit, yes but without commitment
A commitment in the banking and financial sector is first of all a signed document attesting that the borrower accepts an offer of credit and that the withdrawal period has been exceeded. If a borrower who wishes to obtain a loan does not sign any loan offer or any document certifying that a commitment is requested, he will not be forced to engage with a credit institution. Certain banks and certain credit institutions can, through their intrusive steps, force the borrower not to leave towards competition by offering him better conditions without respecting the commitments, it must be possible to remain free to choose his credit and to commit or not.
What is the commitment of the credit organization?
When a borrower requests a simulation from a credit organization, he simply asks him for an estimate. As with all quotes, it is a free service that allows the organization to inform the borrower of the loan and repayment conditions. The simple request for a quote is a commitment for the organization towards the consumer, it is not required to do so but to guarantee a consistent level of satisfaction, it will endeavor to respond to each request for a quote. Beyond the simulation, the credit organization must undertake to inform the borrower of the legal constraints, and in particular with regard to taking out a credit involving the repayment of the debt. It must also clearly identify itself as an organization registered and include contact information and postal address.
Simulate a consumer loan without commitment
This site simply offers a non-binding credit simulator, this is the strong argument of this tool which allows you to know immediately if the project is possible. Most households today do a simulation on the internet in order to know the credit conditions before committing because it is always more useful to find out about a loan offer rather than sign and commit directly. The interest of online simulation lies in the absence of commitment necessarily but also in the possibility of filing an application without going to an agency or a broker, the borrower keeps his hand on his application and on his decisions. He is also not humanly influenced and can end his credit project at any time, it is the strength of going through the internet to obtain his financing.